Joining us today is financial professional and wealth strategist Tim Andrew; that's right—David's son is here in the studio. Tim shares his personal journey into financial literacy, providing a practical guide for young adults, from childhood money lessons at the dinner table to navigating the challenges of budgeting, property investment, and long-term wealth-building. Learn how to structure your finances, avoid common money traps, and make smarter financial decisions—whether saving for a home, managing cash flow, or planning long-term investments—a must-listen for young professionals looking to build financial security.<ul><li>(0:05 - 0:10) Tim’s early money memories: financial conversations at home</li><li>(0:10 - 0:15) Budgeting strategies and the ‘bucketing’ method for saving</li><li>(0:15 - 0:20) Credit cards, borrowing power, and why Tim stopped using one</li><li>(0:20 - 0:25) Property investment</li><li>(0:25 - 0:30) Lessons learned from financial mistakes and adjusting lifestyle spending</li><li>(0:30 - 0:35) The importance of long-term investing, index funds, and compounding returns</li><li>(0:35 - 0:40) Superannuation: understanding its value and common mistakes to avoid</li></ul>For more information on Capital Partners visit <a href="https://aus01.safelinks.protection.outlook.com/?url=http%3A%2F%2Fcapital-partners.com.au%2F&amp;data=05%7C01%7Ctbrayne%40capital-partners.com.au%7Cedfde47506584d1df13d08dba2e648a3%7C3aa8e0ab8de64da0afaf2331379e9194%7C0%7C0%7C638282882204951385%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=g3v5D0pXfRpFo9Xg2ENToZq0C4kBM1zYsw%2BpmZF%2FApk%3D&amp;reserved=0">capital-partners.com.au</a>. Have a question? Email us <a href="mailto:ask@capital-partners.com.au">ask@capital-partners.com.au</a>. This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Joining us today is financial professional and wealth strategist Tim Andrew; that's right—David's son is here in the studio.  Tim shares his personal journey into financial literacy, providing a practical guide for young adults, from childhood money lessons at the dinner table to navigating the challenges of budgeting, property investment, and long-term wealth-building.  Learn how to structure your finances, avoid common money traps, and make smarter financial decisions—whether savi...

How can Millennials, Gen Z and Gen Y get ahead of the game financially?